Optima’s core group has more than 100 man-years of experience in insurance. Our experience has trained us in reading the fine print of insurance policies, understanding it and apply it for the benefit of our clients.

Optima offers Corporate Advisory Services and Personal Lines Insurance products:

Corporate Advisory Group

Our Corporate Advisory Group manages risk retention and risk transfer for Indian and Multinationals companies. It also helps clients in risk identification, in buying off-the-shelf products and in designing customized solutions. We also provide after sales policy management and claims management services to our clients. The Corporate Advisory Group work with more than 500 large and mid-sized companies in India.

Personal Lines Insurance Team (Retail Products)

We  advice on and arrange all Personal Line products like Car Insurance, Home Insurance, Health Insurance, Travel Insurance and Life Insurance. Till now we have arranged more than 100,000 personal line policies. Our retail insurance team provides services in 10 states in India. If you want to buy a personal insurance let us know on www.5policy.com

Cyber Liability for Hospital


IRDAI bars several health insurance exclusions
Oct 15, 2019

Insurance companies have been barred from excluding from coverage illnesses associated with hazardous work activity etc.

Govt establishes national driver licensing database to combat fraud
Sept 25, 2019

The Transport Ministry is establishing an electronic database to store drivers' licensing data from throughout the country.

Foreign investors can own 100% of insurance intermediaries
Sept 02, 2019

Government has issued a notification putting into effect its decision to allow 100% FDI in insurance intermediaries