Right Sum Insured in Fire Policies
It is generally seen that every corporate at some point of time, has felt the need to know the methodology of arriving at the correct sum insured so that the dreaded 'under-insurance' factor or the Average Clause is not applied when a claim is reported.
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Consequential Loss Insurance (Fire) or Loss of Profit Insurance or Business Interruption Insurance
As in the past in our knowledge series, we shall endeavor to present the above insurance in the simplest possible way with a view to elicit interest and also to exemplify its importance.
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Consequential Loss Insurance - II
Carrying our mission forward to present the above Loss of Profit insurance (as it is normally called) in the simplest form, we give you a fair idea of some of the important terms being frequently used in this insurance.
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Protection From Protectors
Companies have shown strong predilection towards out sourcing of blue collared jobs. Peons, office boys, pantry staff, drivers, cleaning staff and guards etc. are now routinely being hired from specialized companies that provide such man power.
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Crime Inusrance
Henry Ford, the genius entrepreneur of the last century, described his idea of doing business in a simple manner. “A business that makes nothing but money is a poor business”, he said and the behemoths of the financial world, both in India and abroad, had realised this statement to be true. Instead of short term goals and quick profits, a sound corporate philosophy, internal transparency and ethical practises make a venture successful in the long run.
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Managing Cyber Threat 
E commerce is growing. This explosive growth is being observed closely by various groups including cyber criminals who see it as a fertile ground for frauds This criminal activity affects the reputation of internet retailers and opens them to liability claims from their customers
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Basis of Indemnity and Sum insured for Electronic Equipment
This article endeavors to clear the confusion around how the Sum Insured for Electronic Equipment should be taken and what is the basis is of claims settlement.
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10 Questions About Health Insurance
It is the standard practice in all mediclaim policies to release the payment against the original bills only. This prevents duplicacy of payments and even frauds. However certain medical records can be returned to the claimant on request.
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CONTACT INFO

Rakesh Kumar
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Right Sum Insured in Fire Policies
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INDUSTRY NEWS


IRDAI bars several health insurance exclusions
Oct 15, 2019

Insurance companies have been barred from excluding from coverage illnesses associated with hazardous work activity etc.


Govt establishes national driver licensing database to combat fraud
Sept 25, 2019

The Transport Ministry is establishing an electronic database to store drivers' licensing data from throughout the country.


Foreign investors can own 100% of insurance intermediaries
Sept 02, 2019

Government has issued a notification putting into effect its decision to allow 100% FDI in insurance intermediaries

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