Optima Insurance Brokers Pvt. Ltd.

INSURANCE POLICIES

Gems & Jewelry

India is the largest market for gold jewellery in the world. The jewellery industry in India is estimated at Rs. 150,000 crore (US$ 27.12 billion), of which only 5 per cent is organised. The sector accounts for 14 per cent of the total merchandise exports in India. India is benefited by traditional craft-skills, low-cost labour, and state-of-art fabrication techniques to become a global player across the gems and jewellery segments.

Insurance Products

Commercial General Liability Insurance

What is a CGL policy? CGL covers Third party Liabilities arising from various business exposures such as those arising from…

Read More...


Directors’ and Officers’ (D&O) Liability Insurance

Directors & Officers Liability is the liability of corporate board members and officers arising out of their actions pertaining to…

Read More...


Workmen’s Compensation Insurance

Purpose Employer shall be liable before the Court of Law to pay compensation, in accordance with the provisions of Workmen…

Read More...


Business Interruption Policy

Popular insurance products like Fire Insurance, Machinery Breakdown Insurance cover the risk of physical damage to the assets. However the…

Read More...


Crime Insurance

Crime insurance covers the losses resulting from criminal acts such as robbery, burglary and other forms of theft either by…

Read More...


Money Insurance

Highlights Money Insurance policy provides cover for loss of money in transit between the insured’s premises, bank, vendors, customers, post…

Read More...


Employee Benefits

Insurance policies are provisions made by an employer for the economic welfare of employees. They include insurance covers like health insurance, life insurance, accident insurance, travel insurance, pensions, gratuity and superannuation. While on one hand they increasing employee morale and retention on the other hand some of these policies can also cover the statutory risks of the employer.

Read More...


Property Insurance

Property insurance policies protect your assets like buildings, plant and machinery, stocks, office equipment etc. against losses caused by fire, floods, storms, earthquake, terrorism, theft, accidental damage and breakdown. These policies cover the cost to replace or repair the property. In case, the property cannot be replaced or repaired, the policy can provide monetary compensation.

Read More...


Jeweller’s Block Policy

This is a package policy covering the jewellery while being kept in display, in the safe or in transit. It also covers cash and fixed assets. Jeweller’s Block is a package insurance providing risk coverage from the time the gems and jewellery land in India until they are exported. The policy provides All Risk cover for diamond dealers & jewellery manufacturers to meet the specific needs of the trade. Coverage includes all transactions in diamonds, precious stones, jewellery and bullion.




Case Studies

...

coming soon...



Optima’s core group has more than 100 man-years of experience in insurance. Our experience has trained us in reading the fine print of insurance policies, understanding it and applying it for the benefit of our clients.

  • Follow Us:  
  •  
  •  

Corporate Office

M6, M Block Market, Greater Kailash-II, New Delhi-110 048
+91-11-40 50 51 52, +91-11-40 50 51 53

Registered Office

M4, Greater Kailash-II, New Delhi-100 048
+91-11-40505159
info@optima.co.in

IRDA Registration Number 326  |  CIN : U66030DL2000PTC103603  |  Category : Direct Broker (Life and Non-Life)  |  License period : 22-03-21 to 21-03-24
© 2021 Copyrights, Optima Insurance Brokers Pvt. Ltd.