Insurance Policies

Employee Benefits

Insurance cover for the employees of a company is an important aspect of social security benefits. It includes insurance policies relating to hospitalisation, untimely death, disabilities, occupational hazards and injuries.

Overview

Employee Benefit Insurance schemes are provisions made by an employer for the economic welfare of employees. It includes insurance covers like health insurance, life insurance, accident insurance, pensions, gratuity and superannuation.

Insurance Products

Group Health Insurance

The policy covers expenses incurred by an insured person during hospitalization. The main benefits in the policy are: Self, Spouse,…

Group Personal Accident Insurance

Accidents can happen anytime. While boarding a bus, going to the bathroom in the night, traveling in the train etc…

Group Term Life Insurance

What is Group Term Insurance? A type of insurance coverage offered to a group of people. This coverage will provide…

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Insights

Workmen’s Compensation Insurance

Purpose Employer shall be liable before the Court of Law to pay compensation, in accordance with the provisions of Workmen…

Claiming Health Insurance Can Be Harrowing. You Can Make it Hassle Free

Do not make false declarations while taking the policy. The proposal form is the basis of the contract with the…

10 Questions About Health Insurance

It is the standard practice in all mediclaim policies to release the payment against the original bills only. This prevents…

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Policy Snapshots

Policy Wordings

Proposal Form

Claim Form

Industry News

India is a land of festivals, and not just people but also insurers keenly await the onset of festivals. Large-scale…

The Insurance Regulatory and Development Authority of India (IRDAI) in a bid to strengthen governance measures in Insurers’ operations has…

The Insurance Regulatory and Development Authority of India (IRDAI) introduced a comprehensive Master Circular to simplify and modernize the general…

Optima Insurance Brokers Pvt. Ltd.

Employee Benefits

Overview

Insurance Products

Group Health Insurance

Group Personal Accident Insurance

Group Term Life Insurance

Insights

Workmen’s Compensation Insurance

Claiming Health Insurance Can Be Harrowing. You Can Make it Hassle Free

10 Questions About Health Insurance

Downloads

Policy Snapshots

Policy Wordings

Proposal Form

Claim Form

Industry News

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