Claims Consulting

Natural disasters, fires, machine breakdowns etc. do threaten short term profitability and can also severely impact long term profitability putting the very survival of the business at stake.

Prompt and fair settlement of the resulting insurance claim therefore becomes an important step to bring the business back on course. Proactive management of claims process, from loss assessment to negotiation of a settlement helps a business in avoiding disputes, delays and reduction in the settled amount.

To realize the best outcome, finance managers and insurance managers need to assemble a team of qualified professionals with the depth of experience and skills to address the complexities in the claims process.

Our dedicated insurance claims team comprises loss adjusters with in-depth business experience across major industry sectors. With a claims adjustment experience spanning more than two decades and 10,000 claims we have the experience to ensure a prompt and fair settlement.

We are authorized by IRDA to undertake claims consulting assignments upto Rs. 10 Crores. Assignments of value greater than Rs. 10 Crores can be undertaken after prior approval from IRDA.

If you have an outstanding claim, we can get you a favorable and fast settlement. Please get in touch with us on claims@optima.co.in

Fixed Asset Register

The first step to a successful insurance program for property is ensuring that all the assets to be insured are documented in the Fixed Asset Register of the organization.

An updated Fixed Asset Register assists the Insurance Manager in

• Arriving at the correct value of assets to be insured.
• Ensuring that all the assets are covered and are documented in the policy.
• Ensuring that claims do not get delayed due to lack of clarity on the status of the asset damaged.

It has been our experience that most organizations are lacking on this front.

We have a team of professionals who prepare Fixed Asset Registers for the clients. Our team has handled such assignments for some of the best companies in India.

Valuation Services

The bedrock of optimum premium payment is derivation of correct Sum Insured. Periodic valuation of assets helps the insured in arriving at the correct Sum Insured.

Our team of Government Approved valuers, with experience spanning more than a decade helps our clients in assessing the correct value of their assets. This helps the Insurance Managers in determining the optimum value to be insured. While on one hand this limits the premium outgo, on the other hand it allows the insured to get a fair settlement in case of a claim.

Please get in touch with us on info@optima.co.in if you would like to get your assets valued.