Optima Insurance Brokers Pvt. Ltd.

INSURANCE POLICIES

Pharmaceuticals

India's pharmaceutical market grew at 15.7 percent during December 2011. Globally, India ranks third in terms of manufacturing pharmaceutical products by volume. According to McKinsey, India’s Pharmaceutical Market is ranked 14th in the world. By 2015, it is expected to reach top 10 in the world beating Brazil, Mexico, South Korea and Turkey.

Insurance Products

Commercial General Liability Insurance

What is a CGL policy? CGL covers Third party Liabilities arising from various business exposures such as those arising from…

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Directors’ and Officers’ (D&O) Liability Insurance

Directors & Officers Liability is the liability of corporate board members and officers arising out of their actions pertaining to…

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Workmen’s Compensation Insurance

Purpose Employer shall be liable before the Court of Law to pay compensation, in accordance with the provisions of Workmen…

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Business Interruption Policy

Popular insurance products like Fire Insurance, Machinery Breakdown Insurance cover the risk of physical damage to the assets. However the…

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Crime Insurance

Crime insurance covers the losses resulting from criminal acts such as robbery, burglary and other forms of theft either by…

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Money Insurance

Highlights Money Insurance policy provides cover for loss of money in transit between the insured’s premises, bank, vendors, customers, post…

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Employee Benefits

Insurance policies are provisions made by an employer for the economic welfare of employees. They include insurance covers like health insurance, life insurance, accident insurance, travel insurance, pensions, gratuity and superannuation. While on one hand they increasing employee morale and retention on the other hand some of these policies can also cover the statutory risks of the employer.

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Property Insurance

Property insurance policies protect your assets like buildings, plant and machinery, stocks, office equipment etc. against losses caused by fire, floods, storms, earthquake, terrorism, theft, accidental damage and breakdown. These policies cover the cost to replace or repair the property. In case, the property cannot be replaced or repaired, the policy can provide monetary compensation.

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Transit Insurance

This insurance covers movement of various agricultural produce from farms to mandies, warehouses, and processing units. It also covers movement of agricultural produce for exports. The policy can be modified to cover, both small volume movement and large volume movements like train rakes.

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Pollution Liability Policy

This policy offers industrial, commercial, and medical establishment owners, managers and developers a broad range of liability protection for gradual as well as sudden and accidental pollution.


Clinical Trials

Organizations carrying out clinical trials face the risk of legally liability to pay research subjects for death, bodily injury, physical or mental illness, disease or impairment caused by the research. Clinical Trial Liability Insurance (CTLI) provides cover against legal liability arising out of lack of care, negligence resulting in injury or death of the subject.




Case Studies

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Optima’s core group has more than 100 man-years of experience in insurance. Our experience has trained us in reading the fine print of insurance policies, understanding it and applying it for the benefit of our clients.

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