Insurance Products
Construction Phase
Contractors All Risk Policy (CAR)
Suitability This policy is designed to protect the interest of civil contractors and Firms involved in construction activity against the…
Storage-cum-Erection/ Erection All Risks (EAR)
Act of God Earthquake (Add on Cover) Volcanic Eruption Storm / Cyclone/ Tempest /Tornado/Typhoon / Hurricane Flood & Inundation Social…
Contractors Plant and Machinery (CPM)
The policy covers loss or damage to all types of contractor’s construction equipment such as bulldozers, cranes, excavators, compressors, etc.,…
Advance Loss of Profit (ALOP) Insurance
This policy is particularly important for large greenfield projects where delay in project completion could have a substantial impact on…
Marine Delay in Start Up (MDSU)
Provides insurance coverage for the principal’s financial loss resulting from a delay in commencing commercial operation due to a material…
Operational Phase
Commercial General Liability Insurance
What is a CGL policy? CGL covers Third party Liabilities arising from various business exposures such as those arising from…
Directors’ and Officers’ (D&O) Liability Insurance
Directors & Officers Liability is the liability of corporate board members and officers arising out of their actions pertaining to…
Workmen’s Compensation Insurance
Purpose Employer shall be liable before the Court of Law to pay compensation, in accordance with the provisions of Workmen…
Crime Insurance
Crime insurance covers the losses resulting from criminal acts such as robbery, burglary and other forms of theft either by…
Money Insurance
Highlights Money Insurance policy provides cover for loss of money in transit between the insured’s premises, bank, vendors, customers, post…
Standard Fire & Special Perils Policy (SFSP)
The major Property Insurance cover in India is Fire Insurance. Although called Fire Insurance, it is an umbrella insurance policy…
Burglary Insurance
Coverage The policy covers loss or damage caused by Burglary following upon an actual forcible and violent entry of and…
Machinery Breakdown Insurance
Suitability This policy is suitable for every industry which operates on machines and for whom breakdown of plant and machinery…
Employee Benefits
Insurance policies are provisions made by an employer for the economic welfare of employees. They include insurance covers like health insurance, life insurance, accident insurance, travel insurance, pensions, gratuity and superannuation. While on one hand they increasing employee morale and retention on the other hand some of these policies can also cover the statutory risks of the employer.
Transit Insurance
This insurance covers movement of various agricultural produce from farms to mandies, warehouses, and processing units. It also covers movement of agricultural produce for exports. The policy can be modified to cover, both small volume movement and large volume movements like train rakes.
Fire Loss of Profit
The ensuing financial loss from the interruption of business as a result of fire is covered under this policy.
Machinery Breakdown Loss of Profit
If not insured, property damage and/or equipment breakdown can translate to hundreds of thousands of dollars in lost earnings and extra expenses.
Case Studies
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