Insurance Products
Commercial General Liability Insurance
What is a CGL policy? CGL covers Third party Liabilities arising from various business exposures such as those arising from…
Directors’ and Officers’ (D&O) Liability Insurance
Directors & Officers Liability is the liability of corporate board members and officers arising out of their actions pertaining to…
Workmen’s Compensation Insurance
Purpose Employer shall be liable before the Court of Law to pay compensation, in accordance with the provisions of Workmen…
Business Interruption Policy
Popular insurance products like Fire Insurance, Machinery Breakdown Insurance cover the risk of physical damage to the assets. However the…
Crime Insurance
Crime insurance covers the losses resulting from criminal acts such as robbery, burglary and other forms of theft either by…
Money Insurance
Highlights Money Insurance policy provides cover for loss of money in transit between the insured’s premises, bank, vendors, customers, post…
Plate Glass Policy
The policy provides you with the following benefits: It covers the cost of making good accidental breakage of insured glass…
Neon Sign Policy
Covers any losses or damage due to accidents, fire and allied perils, riots and strikes to the neon / glow…
All Risk Insurance
All Risk Insurance cover a wide range of risks. Infact it covers damage to or loss of property due to…
Standard Fire & Special Perils Policy (SFSP)
The major Property Insurance cover in India is Fire Insurance. Although called Fire Insurance, it is an umbrella insurance policy…
Burglary Insurance
Coverage The policy covers loss or damage caused by Burglary following upon an actual forcible and violent entry of and…
Employee Benefits
Insurance policies are provisions made by an employer for the economic welfare of employees. They include insurance covers like health insurance, life insurance, accident insurance, travel insurance, pensions, gratuity and superannuation. While on one hand they increasing employee morale and retention on the other hand some of these policies can also cover the statutory risks of the employer.
Transit Insurance
This insurance covers movement of various agricultural produce from farms to mandies, warehouses, and processing units. It also covers movement of agricultural produce for exports. The policy can be modified to cover, both small volume movement and large volume movements like train rakes.
Case Studies
coming soon...
© 2025 Copyrights, Optima Insurance Brokers Pvt. Ltd.