Optima Insurance Brokers Pvt. Ltd.

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Our views on important risk issues and emerging risks.

Industry News

Regulator proposes liberalising trade credit insurance

January 7, 2016

The Insurance Regulatory and Development Authority of India (IRDAI) has proposed allowing the issuance of trade credit insurance policies to…

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Term life insurance rates fall sharply

December 14, 2015

Term life insurance premiums have plummeted over the last six years, thanks to increasing life expectancy, online sales and declining…

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Flood loss estimates for insurers quadruple to US$300 mln

December 8, 2015

The heaviest rainfall in over a century to hit the southern state of Tamil Nadu has caused massive flooding and…

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General insurers stare at over Rs 600 crore claims from TN floods

December 3, 2015

As Tamil Nadu and its capital city Chennai grapple with the worst floods in a century, general insurers are gearing…

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95% of the middle class underinsured for healthcare

November 27, 2015

Around 95% of middle-class Indians lack adequate health insurance to cover some of the most common procedures and ailments in…

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Regulator working on bands for agent commissions

November 16, 2015

The Insurance Regulatory and Development Authority of India (IRDAI) is working on a commission structure, which would have maximum and…

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Non-life insurers expect US$75-mln flood claims

November 24, 2015

The general insurance industry is likely to see claims of around INR5 billion (US$75.6 million) after record rains caused massive…

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Insurers swamped by flood claims

November 20, 2015

Heavy flooding in the past week in the southern province of Tamil Nadu have resulted in numerous insurance claims, particularly…

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2% tax makes a big hole in single-premium life business

November 5, 2015

To give new business from single-premium business a boost, life insurers in India plan to ask the government to do…

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Health insurers moving to geographical pricing

October 26, 2015

Insurance companies in India, hit hard by higher hospitalisation expenses in leading metropolises, are increasingly moving away from the concept…

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