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Pilot scheme sends alerts to uninsured vehicle owners

January 31, 2020

Vehicle owners will, in a pilot programme, receive messages from the Transport Department if their vehicles lack third party liability insurance or the policy has expired. The pilot will operates in some states including Karnataka, Bihar, Odisha, Andhra Pradesh and Delhi.

The Insurance Information Bureau has details of all insured vehicles whereas the central government’s Vahan database has details of all registered vehicles. The transport departments in each state can easily find out which vehicle is uninsured by matching the the data from these two sources. The messages are then sent to the mobile numbers linked to the vehicle registration number.

The pilot programme is being done in conjunction with the Indian insurance regulator IRDAI with the aim to increase compliance of the local law that mandates that each vehicle should compulsorily have third party liability.

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