Optima Insurance Brokers Pvt. Ltd.

Insights

Our views on important risk issues and emerging risks.

Workmen’s Compensation Claim Process

Immediate action after accident:

  • Give immediate written notice to the insurance company about the death or disablement of the employer.
  • Intimation of Accident to Factory Inspector if the accident happens in a manufacturing plant.
  • Furnish all information and documentary evidence as the insurance company may require.
  • Deposit the compensation payable to the employee with Workmen Compensation Commissioner. Obtain their receipt and submit the same to Insurance Company.
  • If any notice is received from W.C. Commissioner, send the same to Insurance Company.
  • To collect the relevant data with the objective to quantify reasonable and just compensation, a trained investigator is appointed by the insurance company.
  • At the same time you should be submit claim form along with relevant documents.

Basic Documents:

  • General for all type of claims
    • Claim Form duly filled in & signed.
    • Claim Bill.
  • Temporary Disablement Claims:
    • Medical Certificate regarding Cause & Duration of Disablement.
    • Medical Bills.
  • Permanent Disablement Claims:
    • Medical Certificate regarding Disablement.
    • Memorandum of Agreement as per W.C Act between Insured and the injured workman.
  • Fatal Claims:
    • Death certificate.
    • Copy of post Mortem report.
    • F.I.R / Final Investigation report
    • Form A of W.C Act duly completed by the Insured.
    • Statement of Witnesses,if any

Write to us on claims@optima.co.in for any queries or support.


Download pdf



Optima’s core group has more than 100 man-years of experience in insurance. Our experience has trained us in reading the fine print of insurance policies, understanding it and applying it for the benefit of our clients.

  • Follow Us:  
  •  
  •  

Corporate Office

M6, M Block Market, Greater Kailash-II, New Delhi-110 048
+91-11-40 50 51 52, +91-11-40 50 51 53

Registered Office

M4, Greater Kailash-II, New Delhi-100 048
+91-11-40505159
info@optima.co.in

IRDA Registration Number 326  |  CIN : U66030DL2000PTC103603  |  Category : Direct Broker (Life and Non-Life)  |  License period : 22-03-21 to 21-03-24
© 2024 Copyrights, Optima Insurance Brokers Pvt. Ltd.