Workmen’s Compensation Claim Process

Immediate action after accident:

• Give immediate written notice to the insurance company about the death or disablement of the employer.
• Intimation of Accident to Factory Inspector if the accident happens in a manufacturing plant.
• Furnish all information and documentary evidence as the insurance company may require.
• Deposit the compensation payable to the employee with Workmen Compensation Commissioner. Obtain their receipt and submit the same to Insurance Company.
• If any notice is received from W.C. Commissioner, send the same to Insurance Company.
• To collect the relevant data with the objective to quantify reasonable and just compensation, a trained investigator is appointed by the insurance company.
• At the same time you should be submit claim form along with relevant documents.

Basic Documents:

• General for all type of claims
  • Claim Form duly filled in & signed.
  • Claim Bill.
• Temporary Disablement Claims:
  • Medical Certificate regarding Cause & Duration of Disablement.
  • Medical Bills.
• Permanent Disablement Claims:
  • Medical Certificate regarding Disablement.
  • Memorandum of Agreement as per W.C Act between Insured and the injured workman.
• Fatal Claims:
  • Death certificate.
  • Copy of post Mortem report.
  • F.I.R / Final Investigation report
  • Form A of W.C Act duly completed by the Insured.
  • Statement of Witnesses,if any

Write to us on claims@optima.co.in for any queries or support.

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