Optima Insurance Brokers Pvt. Ltd.


Our views on important risk issues and emerging risks.

Youngsters rushing for short-term health cover

July 31, 2020

Based on early data from insurers, 43% of the buyers of the standard short duration COVID-19 policy sold by all general and health insurers in India are in the age group of 20-30 years.The policy offers a policy period from three-and-a-half months to nine-and-a-half months.

There are several factors that could explain the popularity of Corona cover.

People seem to be expecting the pandemic to go on for a while more, as suggested by the greater demand for policies ranging from six-and-a-half months to nine-and-a-half months – the upper limit of the available policy period.

The pricing of the policy, which is deemed affordable by most young urban working people, and the ease of buying it online, are other factors contributing to its popularity.

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Optima’s core group has more than 100 man-years of experience in insurance. Our experience has trained us in reading the fine print of insurance policies, understanding it and applying it for the benefit of our clients.

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